How do I know what my home is worth?

Start with a Comparative Market Analysis (CMA). I evaluate your location, condition, recent sales, and upgrades to give you an accurate range.

Can I sell my home and stay for a while after closing?

Yes. I often negotiate flexible move-out dates so you can sell now and move later.

What if my home needs repairs?

You can sell as-is, or I can help you decide what’s worth fixing to increase your net proceeds.

Do I need to sign a long listing contract?

Not necessarily. I offer flexible listing agreements based on your goals and timeline.

What’s the fastest way to get a real offer?

Contact me via WhatsApp. I can provide a cash offer within 48 hours, with inspection contingency.

Can foreigners buy property in Florida?

Yes. There are no restrictions on foreign nationals purchasing real estate in Florida.

Can I get a mortgage as a foreign buyer?

Yes, but most lenders require a 30–50% down payment and may ask for international references.

Will I pay extra taxes as a foreign owner?

Possibly. You may be subject to FIRPTA and must file annual U.S. tax returns.

Do I need to be in the U.S. to buy?

No. You can purchase remotely through a real estate agent, attorney, or POA.

Should I buy as an individual or under a company?

It depends. Buying through an LLC or trust may offer tax and liability advantages.

What's Happening to the Brazilian Real?

Let’s look at what a $100,000 in the equivalent amount in Reals would have done with the following scenario: To evaluate the financial performance of a $100,000 investment over the past 12 months for a foreign investor considering two scenarios—keeping the money in a Brazilian bank versus investing in South Florida real estate—we’ll analyze both options in terms of final value in USD, accounting for interest rates, currency depreciation, and property appreciation.

Scenario 1: Brazilian Bank Deposit

Interest Rate: The average deposit interest rate in Brazil over the past year was approximately 7.7%.
Trading Economics

Currency Depreciation: The Brazilian real depreciated by about 15.42% against the U.S. dollar during the same period.
Trading Economics

Calculation:

Interest Earned in BRL:

Initial Investment: $100,000
Interest Rate: 7.7%
Interest Earned: $100,000 × 7.7% = $7,700
Total in BRL: $100,000 + $7,700 = $107,700
Value in USD After Currency Depreciation:

Depreciation: 15.42%
Value in USD: $107,700 × (1 – 0.1542) ≈ $91,100
Scenario 2: South Florida Real Estate Investment

Property Appreciation: South Florida real estate appreciated at an annual rate of 6.9%.
Calculation:

Property Value After Appreciation:
Initial Investment: $100,000
Appreciation: 6.9%
Property Value: $100,000 × (1 + 0.069) = $106,900
Comparison:

Brazilian Bank Deposit: Final value ≈ $91,100
South Florida Real Estate: Final value = $106,900
Potential Benefit:

Investing in South Florida real estate would have resulted in approximately $15,800 more than keeping the funds in a Brazilian bank account over the past 12 months.

Impact of Exchange Rate Fluctuations and Inflation:

Exchange Rate Fluctuations: The significant depreciation of the Brazilian real against the U.S. dollar reduced the value of the bank deposit when converted back to USD, eroding the gains from interest earned.

Inflation: While not explicitly calculated here, Brazil’s higher inflation rate compared to the U.S. would further diminish the real value of the bank deposit, impacting purchasing power.

Conclusion:

Considering the effects of currency depreciation and potential inflation, investing in South Florida real estate would have provided a more favorable return in USD terms compared to a Brazilian bank deposit over the past year.